Do I need a high credit score to get approved?
Not necessarily. We work with a wide range of lenders and credit profiles — from excellent to challenged credit. Our team will help find the best option for your situation.
How much should my downpayment be?
A down payment helps lower your payments and overall interest. While it's often recommended to put down 10–20%, we offer flexible options and can help you explore what's right for you.
How long is the loan term?
On a new vehicle, loans can be extended up to 96 months; while pre-owned vehicle terms are determined based on the year of the vehicle. Loan terms will depend on your preferences and financial situation. We’ll explain all your options during the approval process.
What documents will I need to apply for financing?
Usually, you'll need a valid driver's license, proof of income, proof of residence, and insurance information. Our team will walk you through the full list based on your unique case.
Can I get pre-approved online?
Yes! You can start the financing process with our easy online application — it’s fast, secure, and won’t impact your credit score for pre-qualification.
What happens if I want to pay off my loan early?
Our lenders allow early payoff without penalties. Be sure to check with us, and we’ll guide you through the process if that’s something you're considering.
What does it mean to finance a vehicle?
Financing means you're taking out a loan to pay for your vehicle and then making weekly/bi-weekly/monthly payments over time. Once the loan is paid off, you own the car outright.
Do I need a high credit score to get approved?
Not necessarily. We work with a wide range of lenders and credit profiles — from excellent to challenged credit. Our team will help find the best option for your situation.
How much should my downpayment be?
A down payment helps lower your payments and overall interest. While it's often recommended to put down 10–20%, we offer flexible options and can help you explore what's right for you.
How long is the loan term?
On a new vehicle, loans can be extended up to 96 months; while pre-owned vehicle terms are determined based on the year of the vehicle. Loan terms will depend on your preferences and financial situation. We’ll explain all your options during the approval process.
What documents will I need to apply for financing?
Usually, you'll need a valid driver's license, proof of income, proof of residence, and insurance information. Our team will walk you through the full list based on your unique case.
Can I get pre-approved online?
Yes! You can start the financing process with our easy online application — it’s fast, secure, and won’t impact your credit score for pre-qualification.
What happens if I want to pay off my loan early?
Our lenders allow early payoff without penalties. Be sure to check with us, and we’ll guide you through the process if that’s something you're considering.